Evening Andy
Firstly it's a hobby to be enjoyed and NOT something you must do. Sounds familiar somehow.
Secondly, "Also my other problem is the WEB, I have had so much help, encouragement, advice, guidance, etc that I fell like I'm letting so many people down, and that has been leaving me sleepless worrying about what people might think about that ###### FROM SWAD that never finishes a Layout." With due respect you provide far more support, encouragement, guidance and advice to more people on here than most. Some of us, me included, have felt that we need to be doing something all the time and realised (after being told by many) that we don't need to. Another thing that you could never be accused of is never finishing a layout. I've lost count of the amount that you've built, exhibited and then sold.
Please take your time before coming to any decisions. There is a large community on here that will support you with whatever you decide.
I hope that all this makes sense