Rugd1022 Posted October 5, 2017 Share Posted October 5, 2017 Classic car insurance can sometimes throw up some wildly differing quotes. In relation to the CX GTi, I've been obtaining quotes from Footman James, Hagerty, and Lancaster - all of whom are specialists in this field. I'm also toying with asking for a callback quote from Adrian Flux. On exactly the same facts (including a proposed 5000 miles/year), I've had the following: Footman James: £395 p.a. Hagerty: £287 p.a Lancaster: £285.76 p.a. (monthly direct debit) or £253.31 p.a. (up front) I'm just trying to work out why Footman James is over £100 more than the others...... Have any of you dealt with classic car insurance and received a bizarre spread of quotes? I've just renewed with Lancaster on the Jap Mini and had three different quotes from them in three days, each lower than the previous one. Had a bit of bother trying to get the make and model right though, as being an import their computer chucks a wobbly occasionally. With the XJ6 I had one quote come back at nearly £600 while most others were well below £200. Link to post Share on other sites More sharing options...
Ian Abel Posted October 5, 2017 Share Posted October 5, 2017 BIN day, BINs out and ready to be emptied <yawn> Nothing to report from yesterday, decidedly uneventful, boring and quiet. Shortly off to see the fang-meister for the six-monthly check/cleaning - will have to listen to the dental hygienist admonish me for not flossing ever 20 minutes 24 hours a day again, I'm sure! 10 and cloudy first thing, expected to make it to 16 (whooppeee!) with some light rain later. Charge ahead, only one day until POE folks. Link to post Share on other sites More sharing options...
RMweb Gold Tony_S Posted October 5, 2017 RMweb Gold Share Posted October 5, 2017 My lock is fitted so the garage is lockable. However the door handle part needs fitting. The security escutchion/rose needs placing over the protruding lock cylinder. The screws are suitable for up to 50mm doors and as mine is 44mm thick I will be wielding my hacksaw in a minute. Tony 12 Link to post Share on other sites More sharing options...
RMweb Gold The Stationmaster Posted October 5, 2017 RMweb Gold Share Posted October 5, 2017 A different type of cockwomble, and henwomble, has been abroad on the roads today. first came the henwomble, encountered enroute to Reading this a.m. and the stupid thing stepped across the road right in front of me bearing down on her. Fortunately I swerved and she survived. Then coming home from Pangbourne about 30 minutes ago a slightly less dense cockwomble also stepped out in front of me but then thought better of his behaviour and halted clear of my path. Thus two pheasants managed to survive to (probably) die on another day. 7 Link to post Share on other sites More sharing options...
Rugd1022 Posted October 5, 2017 Share Posted October 5, 2017 (edited) A different type of cockwomble, and henwomble, has been abroad on the roads today. first came the henwomble, encountered enroute to Reading this a.m. and the stupid thing stepped across the road right in front of me bearing down on her. Fortunately I swerved and she survived. Then coming home from Pangbourne about 30 minutes ago a slightly less dense cockwomble also stepped out in front of me but then thought better of his behaviour and halted clear of my path. Thus two pheasants managed to survive to (probably) die on another day. Had a 'railway cockwomble' almost step out in front of me at Bletchley last night on the official walking route near the flyover, I was coming round the corner of the Bedford branch dragging a new unit to go onto the TMD and somehow matey boy didn't see or hear me coming, a quick toot on the loud / high note of the horn soon had him (and the trolley he was pushing) stepping back into the land of the living! Edited October 5, 2017 by Rugd1022 1 Link to post Share on other sites More sharing options...
Ian Abel Posted October 5, 2017 Share Posted October 5, 2017 (edited) Note to self - don't bother showing up 10 minutes early for dental appointment, 4 others showed up AFTER ME for a 10am slot and all have been taken in already including some duffer who arrived bang on 10. Me I'm STILL waiting at now 10:15 Edited October 5, 2017 by Ian Abel Link to post Share on other sites More sharing options...
RMweb Premium 45156 Posted October 5, 2017 RMweb Premium Share Posted October 5, 2017 Afternoon All Greetings from a rather smelly 45156 towers, where the first stove of the year has just been lit, and the usual stove burning off crud and new fire cement smell pervades. Sorry I've been AWOL - too busy with other things. I have tried to backread, but no luck as I'm needed elsewhere (again). Sorry, but it has to be generic greetings again. I may not be here tomorrow either, as regrettably, I managed to fix the hoover (again - belt jumped and stopped, and nearly welded itself to the motor spindle). This time, it only took about half an hour, and a tupperware box for all the bits I had to take off first, and the umpteen screws. Whatever happened to the age of the old Hoover 119 which had a front plate which pulled off, then the belt just slid on under the brush bar without any tools? Cockwomble of the day was the driver of a pretty massive JCB farm tractor with a massive "ram bar" at the front, who tailgated me down the A6 at 40 mph, and when I heard a police siren and checked my mirror for a police van coming up behind, and pulled over, promptly kept going, and overtook me still at 40mph, THEN indicated left, and gave the police van a few more inches clearance. Hopefully they got his number so that they could follow up once they'd attended the accident that they were going to a couple of miles further on, where a solo henwomble had somehow managed on a fairly straight piece of road to put her FIesta into the hedge - no other vehicles appeared to be involved. Hopefully back tomorrow. Regards to All Stewart Link to post Share on other sites More sharing options...
Andrew P Posted October 5, 2017 Share Posted October 5, 2017 Afternoon All Greetings from a rather smelly 45156 towers, where the first stove of the year has just been lit, and the usual stove burning off crud and new fire cement smell pervades. Sorry I've been AWOL - too busy with other things. I have tried to backread, but no luck as I'm needed elsewhere (again). Sorry, but it has to be generic greetings again. I may not be here tomorrow either, as regrettably, I managed to fix the hoover (again - belt jumped and stopped, and nearly welded itself to the motor spindle). This time, it only took about half an hour, and a tupperware box for all the bits I had to take off first, and the umpteen screws. Whatever happened to the age of the old Hoover 119 which had a front plate which pulled off, then the belt just slid on under the brush bar without any tools? Cockwomble of the day was the driver of a pretty massive JCB farm tractor with a massive "ram bar" at the front, who tailgated me down the A6 at 40 mph, and when I heard a police siren and checked my mirror for a police van coming up behind, and pulled over, promptly kept going, and overtook me still at 40mph, THEN indicated left, and gave the police van a few more inches clearance. Hopefully they got his number so that they could follow up once they'd attended the accident that they were going to a couple of miles further on, where a solo henwomble had somehow managed on a fairly straight piece of road to put her FIesta into the hedge - no other vehicles appeared to be involved. Hopefully back tomorrow. Regards to All Stewart Must have been Make up time. hhaha 1 Link to post Share on other sites More sharing options...
RMweb Gold Tony_S Posted October 5, 2017 RMweb Gold Share Posted October 5, 2017 (edited) My garage door is secure. I mentioned having to shorten the bolts for the lock part. No problem. The door handle (temporary until one that Aditi likes arrives) also has bolt through from the back fixings. However when tightening one up it sheared. Replacement parts ordered from eBay. Yesterday I was ignorant that such fittings existed! The next task will be to disguise where the old lock was and stain the door. Probably a good idea to do before an "approved handle" arrives. Almost finished photo, Taken just before snapping bolt! Edited October 5, 2017 by Tony_S 15 Link to post Share on other sites More sharing options...
Ozexpatriate Posted October 5, 2017 Share Posted October 5, 2017 The lock on the back door to the garage is a 5 lever sash lock but doesn't appear to have any certification. So I have bought a better one. ... Though I watched an episode of "Ambulance" and it showed a police officer forcibly entering a door so the paramedics could access a flat. I don't think my new lock would have slowed him down at all. My lock is fitted so the garage is lockable. However the door handle part needs fitting. The security escutchion/rose needs placing over the protruding lock cylinder. The screws are suitable for up to 50mm doors and as mine is 44mm thick I will be wielding my hacksaw in a minute. My garage door is secure. I mentioned having to shorten the bolts for the lock part. No problem. The door handle (temporary until one that Aditi likes arrives) also has bolt through from the back fixings. However when tightening one up it sheared. Replacement parts ordered from eBay. Yesterday I was ignorant that such fittings existed! I paid good money to watch a locksmith bust into the attractive lockset on the front door of my home with a dummy key, screwdriver and a hammer in nothing flat. The lockset had earlier defeated his skeleton key ability. Even with a strong lock door frames (at least here) are usually attached with nothing but a handful of nails and the whole door + frame assembly can be knocked in with the right application of force. This of course is noisy. Locks are more about peace of mind than they are a material deterrent. Link to post Share on other sites More sharing options...
pH Posted October 5, 2017 Share Posted October 5, 2017 Even with a strong lock door frames (at least here) are usually attached with nothing but a handful of nails and the whole door + frame assembly can be knocked in with the right application of force. This of course is noisy. "Motorcycle club" clubhouse doors here open outwards. Means they can't be kicked in. 12 Link to post Share on other sites More sharing options...
RMweb Premium PhilJ W Posted October 5, 2017 RMweb Premium Share Posted October 5, 2017 Evening all from Estuary-Land. Just been getting an eyeful of the new offerings from Oxford Diecast, road vehicles that is. Despite that there are several 'railway' related models due in the next 6 months. Popped into Tesco's and I spotted that they were reducing frozen products by 90%. They were well in date just torn and damaged packaging. So this evenings meal was a roast chicken dinner that only cost me 26p plus 10 minutes in the microwave. On the way back I encountered a henwomble who was following a bus so closely that every time the bus stopped at a bus stop she couldn't pass it as she couldn't see if the road was clear. When the bus eventually pulled into a layby she followed it in, she then realised her mistake but by then the queue of cars behind her was passing the bus, which pulled out before she could get past. Thats all folks. 16 Link to post Share on other sites More sharing options...
Ozexpatriate Posted October 5, 2017 Share Posted October 5, 2017 "Motorcycle club" clubhouse doors here open outwards. Unsurprisingly. 3 Link to post Share on other sites More sharing options...
RMweb Premium PhilJ W Posted October 5, 2017 RMweb Premium Share Posted October 5, 2017 (edited) Morning all from Estuary-Land. Found the bottle of PVA without having to purchase another one, needless to say when looking for something else. I can now get on with assembling the 'flat pack' baseboard. The planned layout is still flexible and I am awaiting delivery of a new publication 'Plymouths Hidden Railways' even one of the cover pics looks like a micro layout. http://www.twelveheads.com/t925.htm hopefully it will give me more ideas. I've just noticed that the photo (top) on the front cover of the book mentioned above has dual gauge track. Standard gauge and a broader gauge, possibly 7 foot. Quite possible in and around Plymouth where the GWR and LSWR operated but what is unusual is going by the rolling stock and road vehicles the photo is no earlier than the 1950's. Edited October 5, 2017 by PhilJ W 8 Link to post Share on other sites More sharing options...
RMweb Gold Tony_S Posted October 5, 2017 RMweb Gold Share Posted October 5, 2017 I paid good money to watch a locksmith bust into the attractive lockset on the front door of my home with a dummy key, screwdriver and a hammer in nothing flat. The lockset had earlier defeated his skeleton key ability. Even with a strong lock door frames (at least here) are usually attached with nothing but a handful of nails and the whole door + frame assembly can be knocked in with the right application of force. This of course is noisy. Locks are more about peace of mind than they are a material deterrent. I now have bump, drill, pick and snap resistant locks so anyone breaking will have to smash the frame. The back garage door opens outwards so I will get some hinge bolts ready for when the insurance routinely ask about such things. I think our main deterent is thst we are usually at home! 12 Link to post Share on other sites More sharing options...
RMweb Premium Barry O Posted October 5, 2017 RMweb Premium Share Posted October 5, 2017 Good night to most, afternoon to some and morning to others! Baz 8 Link to post Share on other sites More sharing options...
Horsetan Posted October 5, 2017 Share Posted October 5, 2017 "Motorcycle club" clubhouse doors here open outwards. Means they can't be kicked in. Unsurprisingly. Shouldn't they swing both ways? Link to post Share on other sites More sharing options...
Ozexpatriate Posted October 5, 2017 Share Posted October 5, 2017 Shouldn't they swing both ways? That would depend entirely upon the nature of the 'motorcycle club'. Link to post Share on other sites More sharing options...
RMweb Premium BSW01 Posted October 5, 2017 RMweb Premium Share Posted October 5, 2017 Evening all As there have been so many posts since I last logged in on Tuesday evening, I've had no chance of reading them all, so I'll give general congratulations and commiserations as required and try and catch up over the next few days or so. My shopping trip first thing yesterday morning was a success, as I'd already done a lot of research on line the night before, so it was really just a question of if they had what I wanted in stock, I was out for less than 45 minutes and I was still back home in plenty of time before settling off to meet up with our friends for the day. Yesterday was a great day out which we all enjoyed and we had a great time, although Bakewell was a little disappointing. However, when we went to the pub where we had a table booked for 6:00, the place was in total darkness, there was not a soul anywhere to be seen, there was no notice on the door and there was no one answering the phone either. So we moved on and found ourselves a table at a pub where we've been to several times before and had a great meal! Today the weather has been mostly dry, but there has been the odd light shower thrown in, but despite all that the new fencing and gate are all up, as well as all the new gate furniture too. Sheila is really pleased with it and so am I, it looks so much better than the rickety old fencing and gate that we had, which to be honest were well passed there sell by date! Once I'd finished and put all my tools away, I came inside for a well earned cup of tea, which was followed by a little eye lid inspection, during which it started to rain and it's only just stopped! Tomorrow I shall carry on working on Max's railway layout. Goodnight all 17 Link to post Share on other sites More sharing options...
laurenceb Posted October 5, 2017 Share Posted October 5, 2017 Night awl Link to post Share on other sites More sharing options...
pH Posted October 5, 2017 Share Posted October 5, 2017 Industrial scale topiary? 15 Link to post Share on other sites More sharing options...
Ozexpatriate Posted October 5, 2017 Share Posted October 5, 2017 Yesterday was a great day out which we all enjoyed and we had a great time, although Bakewell was a little disappointing. No tarts? Link to post Share on other sites More sharing options...
Ozexpatriate Posted October 5, 2017 Share Posted October 5, 2017 Industrial scale topiary? For some reason "How to recognize different types of trees from quite a long way away" has occurred to me. "Number one, The Larch". Or should it be Brian? 2 Link to post Share on other sites More sharing options...
pH Posted October 5, 2017 Share Posted October 5, 2017 Cool blustery weather has set in despite the promise of something better. Maybe I need to pack more than just a T-shirt and shorts for the trip then. Having experienced horizontal rain at Kynance Cove a couple of weeks ago, I would say that was a good idea! Link to post Share on other sites More sharing options...
RMweb Premium PhilJ W Posted October 5, 2017 RMweb Premium Share Posted October 5, 2017 Goodnight all. Link to post Share on other sites More sharing options...
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