AndrewC Posted April 11, 2016 Share Posted April 11, 2016 Happy Hippo, on 11 Apr 2016 - 17:50, said: The Obergrumpehfuhrer and her brother have a small property portfolio and have had tenants do likewise. She was so upset over the last one who did it, that I, who have no involvement with their little enterprise asked if I could act as their agent in this matter, which was agreed.. You will be sorry to read that I did not go around to his place of work and air nail his scrot*m to the back bumper of a bus, not did I offer any threats of violence against his person. No, I just took out a CCJ against him for the arrears. And I decided that 10% interest on the lost rental, plus the court costs would not be unreasonable to add to the total, which the court has upheld. I know It will take ages to get the money back to the Obergrumpenfuhrer and her brother, but at least when he tried it again, the credit check will come back flagged with the CCJ against him. The CCJ is really screwing up his financial affairs and he has had to move back in with his parents, because none of the local letting agents will touch him with a barge pole. He was hoping to get a loan for a car. Fat chance! Edit: to remove the rude word filter block Still it was all his own fault, and I have no sympathy for him. Love it. We need a standing ovation emoji. I've seen some of those tenant from hell programmes on Channel 5 (I think) and getting the b*stards out of the house is a nightmare, and ever collecting is worse. Some of these people are almost professional con artists. Pay first and last month rent, then don't pay any more, get at least 4 free months then move and do it again. References are usually faked. The laws in Alberta are a bit more on the landlord's side. 7 days late with the rent, you get a notice of pay in 7 or out. After 14 days the landlord automatically has the right to change the locks and turf out the deadbeats. Unpaid rent then comes out of the damage deposit. Any additional costs will likely get garnisheed from the tenant's wages. A far more common scenario was the landlord taking the rent but not paying the mortgage. They stall for 6 months, then turn the keys over to the bank and the tenant gets the shaft. There is a rather strange law in place still that allows you to assume an existing mortgage and to default by simply turning the keys to the bank. The slang for this is jingle mail. Getting back to next door, they did take out a ccj against the first family but I think they likely just declared bankruptcy. Not sure about this bunch. It looks as though they split up with the husband being left on the hook. Moving in with the parents won't help him escape either as the landlord owns that place too. That is how he came to rent this one. Complex and uncomfortable for his parents no doubt. To be honest I'm hoping for a nice middle aged gay couple. At least they'd look after the place and are more likely to be socially aware. 13 Link to post Share on other sites More sharing options...
RMweb Premium BSW01 Posted April 11, 2016 RMweb Premium Share Posted April 11, 2016 Damned autocorrect I agree, I've fallen victim far too many times myself, and still I don't proof read properly before posting. I did this time though Link to post Share on other sites More sharing options...
RMweb Gold Oldddudders Posted April 11, 2016 RMweb Gold Share Posted April 11, 2016 Err am I understanding this right? You've all but lost your voice and you're getting a telephone conversation? How's your morse code? [invoke Angry Husband Mode] OI! Hands off! Sherry's voice is currently crap but she can make herself understood! [And breathe] 3 Link to post Share on other sites More sharing options...
RMweb Premium Popular Post New Haven Neil Posted April 11, 2016 RMweb Premium Popular Post Share Posted April 11, 2016 Evening. Tired. Nice to see the discussion about Charlies. Here's mine, but I missed out on the childhood stuff as she didn't pick me to be her Father until she was 26. Mad as a hatter but nobody's fool, and a demonstration that dyslexia can be overcome with the right help. Charlotte, MA in Social Work. Not a great photo of her, lifted from the IoM Dyslexia website as I'm on the lappy away from my photo files. 23 Link to post Share on other sites More sharing options...
AndyID Posted April 11, 2016 Share Posted April 11, 2016 Love it. We need a standing ovation emoji. I've seen some of those tenant from hell programmes on Channel 5 (I think) and getting the b*stards out of the house is a nightmare, and ever collecting is worse. Some of these people are almost professional con artists. Pay first and last month rent, then don't pay any more, get at least 4 free months then move and do it again. References are usually faked. The laws in Alberta are a bit more on the landlord's side. 7 days late with the rent, you get a notice of pay in 7 or out. After 14 days the landlord automatically has the right to change the locks and turf out the deadbeats. Unpaid rent then comes out of the damage deposit. Any additional costs will likely get garnisheed from the tenant's wages. A far more common scenario was the landlord taking the rent but not paying the mortgage. They stall for 6 months, then turn the keys over to the bank and the tenant gets the shaft. There is a rather strange law in place still that allows you to assume an existing mortgage and to default by simply turning the keys to the bank. The slang for this is jingle mail. Getting back to next door, they did take out a ccj against the first family but I think they likely just declared bankruptcy. Not sure about this bunch. It looks as though they split up with the husband being left on the hook. Moving in with the parents won't help him escape either as the landlord owns that place too. That is how he came to rent this one. Complex and uncomfortable for his parents no doubt. To be honest I'm hoping for a nice middle aged gay couple. At least they'd look after the place and are more likely to be socially aware. Due to various job opportunities etc., for a while we had a house in Idaho, another in California and an apartment in Utah (Park City). People asked us why we didn't rent the ones we were not living in. My usual response was "because we are not effing nuts!" We did unload the Utah place by financing the loan to a recent graduate. That worked out very well, but even if he had stopped paying, the law in Utah would have let us evict him in a couple of weeks. California would have been a different story altogether. 6 Link to post Share on other sites More sharing options...
AndyID Posted April 11, 2016 Share Posted April 11, 2016 I've also used the rail checker that Andy B posted. The CLC lines which run close to my home shows the line as built before the Manchester Ship Canal (opened 1894) AND after the line to the station at Irlam was realigned after a bridge was built to cross the canal (1893). It also shows Chassen Road Station which wasn't built until 1934. It also seems to show all the internal railway lines for old MOD depot at Burtonwood (now Birchwood), near Warrington, Irlam Steel Works, as well those for the old Carrington Power Station. I doubt that CLC or BR had running rights over these lines. Informative but not 100% reliable. I didn't know about that site. Very interesting AndyB. Even shows the Duchal Moor narrow gauge railway which I came across as a yoot. 4 Link to post Share on other sites More sharing options...
RMweb Premium Mike Bellamy Posted April 11, 2016 RMweb Premium Share Posted April 11, 2016 the Dean . . . . from Derby I assume KH ? Had a longer than usual day at work as we are going though Audit Higher Education Review and we had to stay until all meetings finished to discover what we need to find for the morning - gave up looking at 7.00pm but back at 8.00am tomorrow to continue. Being well fed as staff from our office get to clear all the catering from the meeting rooms and of course they are getting everything off the better menu so we are seeing stuff we never get at our meetings - feeling rather full at the moment ! . 10 Link to post Share on other sites More sharing options...
Coombe Barton Posted April 11, 2016 Share Posted April 11, 2016 Yes, Mike - correct 2 Link to post Share on other sites More sharing options...
Smiffy2 Posted April 11, 2016 Share Posted April 11, 2016 How can you hurt yourself making a plastic kit? Stab yourself with a scalpel? Swallow glue? I found a new way. Open your recently-bought reading glasses, the hinge sticks and the frame snaps, hurling the lens at Mach2 into your left eye. Ouch. That really hurts! Two hours later it still feels like I've got a brick in it, but vision seems OK. And the kit (a Coopercraft lorry) was a bit meh as well. Link to post Share on other sites More sharing options...
RMweb Premium BSW01 Posted April 11, 2016 RMweb Premium Share Posted April 11, 2016 It's absolutely persisting it down here now, but it's been threatening it since early evening. Boing!!!! Time for bed said Zeberdee Goodnight all. 5 Link to post Share on other sites More sharing options...
emt_911 Posted April 11, 2016 Share Posted April 11, 2016 Night all 1 Link to post Share on other sites More sharing options...
RMweb Premium PhilJ W Posted April 11, 2016 RMweb Premium Share Posted April 11, 2016 Goodnight all. Link to post Share on other sites More sharing options...
trisonic Posted April 11, 2016 Share Posted April 11, 2016 Ah, yesss, Andrew. I can imagine this would be rather annoying through a “party” wall: Someone on here would like this, I bet. Best, Pete. 3 Link to post Share on other sites More sharing options...
bluebottle Posted April 11, 2016 Share Posted April 11, 2016 (edited) ... Charlotte, MA in Social Work. Not a great photo of her ... Still rather nice, though ... Edited April 12, 2016 by bluebottle Link to post Share on other sites More sharing options...
andyram Posted April 11, 2016 Share Posted April 11, 2016 Evening all. I hope you all had a good first day of the working week. Today has seen the start of the new term. The first day back has been pretty good although the children were still in holiday mode and seemed to take a while to get going. Chicken pox has hit the class as well with one child away at present. Things are being prepared for the teacher interviews later in the week. One candidate has dropped out but we still have a strong field. I hope that things go well and we manage to make the correct appointment. 2 Link to post Share on other sites More sharing options...
laurenceb Posted April 11, 2016 Share Posted April 11, 2016 Night all Link to post Share on other sites More sharing options...
RMweb Premium Popular Post newbryford Posted April 11, 2016 RMweb Premium Popular Post Share Posted April 11, 2016 (edited) Is it still Blackpool 'International' ? Edit: There used to be flights to Spain from there Ryanair and Jet2 used to fly out of Blackpool (I've done Faro-Blackpool before now), but they both pulled out when the airport tried to levy a charge on them to go towards improving the airport and providing more car parking to cope with the demand created by Ryanair and Jet2...... It was the most convenient airport for me in terms of time to get there, but parking was a lottery. I used to go to Blackpool airport regularly as a company I once worked for used one of the former hangars as it's manufacturing facility for various industrial dryers and water treatment machinery. I believe at the time the hangar was built, the roof had the largest single span in the UK. Now, the site is occupied by a Morrisons and other retail units. Picture time. Look away now if of a non-train (or tram) disposition. Finally back home from a long weekend away primarily watching ice hockey in Sheffield - here's a tram pic especially for Dom. Sheffield Arena on the right, but we were at Ice Sheffield, which is the low building on the left. , but today's return journey involved a couple of railway related detours. First stop was Toton yard but nothing particularly interesting. I did manage this shot, showing about half of the Class 60 fleet - those in the line nearest are probably never going to run again. I then jumped on a Long Eaton-Derby return train, to collect a few lineside views of the RTC as research for my new layout. Loads of detail in this pic that is only viewable from a passing train. Very reliant on stray reflections and cleanish windows. Taken from an East Midlands Class 153, a Hornby version of which has coincidentally arrived today from ebay. Then it was off to Doncaster to rendezvous with Mts NB, who was going to a conference for work. in the meantime, I was surprised (hence the dodgy pic) by the passing of newly repainted 66746, carrying the "Royal Scotsman" livery. The stop off at Donny was deliberately timed to avoid the worst excesses of M62 over The Pennines - only one c0ckwomble driving on sidelights, one with full beam and one with foglights....... Test time again tomorrow and a longish day on the road catching up after three days off. (And I have more days off coming in the next two weeks or so as this is "my" holiday period - I don't normally like taking a week or more off, except for special occasions.) As always, thoughts to those ailing and otherwise. Have a good Tuesday folks. Cheers, Mick Edited April 11, 2016 by newbryford 22 Link to post Share on other sites More sharing options...
Two_sugars Posted April 11, 2016 Share Posted April 11, 2016 I don't want to get political, but I've heard the same 'Python qhote twice today. . . . . "It's a bit like The Judean People's Front, or, The People's Front Of Judea". I'll leave you to speculate on the subject. . . . . I gave the water meadow its first cut of the year,today. Thoughts with the sick, recovering, . . and missing. Goodnight everyone . . .Sleep well. John 11 Link to post Share on other sites More sharing options...
AndyID Posted April 11, 2016 Share Posted April 11, 2016 Finally back home from a long weekend away primarily watching ice hockey in Sheffield - here's a tram pic especially for Dom. PDQ tram! "Just over 2 hours to London" Link to post Share on other sites More sharing options...
RMweb Gold The Stationmaster Posted April 11, 2016 RMweb Gold Share Posted April 11, 2016 G'night all Link to post Share on other sites More sharing options...
RMweb Gold Happy Hippo Posted April 11, 2016 RMweb Gold Share Posted April 11, 2016 The laws in Alberta are a bit more on the landlord's side. 7 days late with the rent, you get a notice of pay in 7 or out. After 14 days the landlord automatically has the right to change the locks and turf out the deadbeats. We wish! Sadly the law here is definitely skewed in favour of tenants. If they leave stuff behind, you can't just flog it or skip it, you have to write to them and inform them and give them the chance to reclaim. You can charge them storage, but you have to be so careful over disposal otherwise the claims for us brigade are on your back like a nasty rash. Although this rule did work in the favour of a friend's daughter who arranged with the landlord to move her belongings into her flat in Chester a fortnight early. Unfortunately, the landlord's hired help pillock 'agent' didn't check to find out where all this stuff that had miraculously appeared in the flat came from before skipping it all. The out of court settlement she received paid for 6 months rent. In fact, no money changed hands, she just lived there rent free, but all her first year university course work was lost forever/. The latest government ruling is that all landlords now have to be DBS checked, so yet another hurdle to jump through. Link to post Share on other sites More sharing options...
pH Posted April 12, 2016 Share Posted April 12, 2016 There is a rather strange law in place (in Alberta) still that allows you to assume an existing mortgage and to default by simply turning the keys to the bank. The slang for this is jingle mail. Is that still on the books, Andrew? I thought they had removed that after the 1981/83 recession. So many people who were 'under water' with their mortgages just said to the banks "Here's the surety you accepted on the mortgage - goodbye!" and walked away. I thought the law had been changed after that and allowed banks to go after people for what remained on the mortgage after the repo'ed house had been sold (as had been the case in all other provinces (?) before that). Link to post Share on other sites More sharing options...
pH Posted April 12, 2016 Share Posted April 12, 2016 Even shows the Duchal Moor narrow gauge railway which I came across as a yoot. Most of that was still there just over 6 years ago, but rapidly disappearing into the moor. Link to post Share on other sites More sharing options...
emt_911 Posted April 12, 2016 Share Posted April 12, 2016 Morning all. Another coffee fuelled day coming up after yet another good nights sleep but still feeling shattered this morning. Thinking of those sick, recovering and missing, especially Jock. Have a good day everyone Link to post Share on other sites More sharing options...
RMweb Premium Gwiwer Posted April 12, 2016 RMweb Premium Share Posted April 12, 2016 Morning all. Quick visit. Additional memory card ordered for the No.1 Camera as I have a wedding shoot booked in a few weeks and must have a back-up. Looked at a couple of additional lenses (macro and huge telephoto) but passed on both this time around. I feel they will eventually have homes here. Thoughts with Jock and all others under the weather or enduring trials and tribulations. Still hoping for good news from Clacton soon. Link to post Share on other sites More sharing options...
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